J.C. Penny "Pacesetter"

So Saturday we went out shopping at the mall. We were in J.C. Penny and meandered over the the children's department because of a huge sale they were having. We really didn't go to shop for Emily, but as we were looking through the sale items a worker approaches.

"Would you like to save 10% more today?"

We all have been in this situation before. Of course I don't want a credit card for J.C. Penny or any other place for that matter. Scott and I are glad to be free of credit card balances for the moment, and have no intention of putting anything on a card. I tell her no, and she says to me, "Oh, now everybody wants to save money."

I told her that the money I would save wouldn't be enough to cover the divorce that would occur if I opened a credit card. She didn't get the joke, and kept going, and as Scott and Emily approach she tells me that we could talk "him" into it.

Oh my gosh, I was really bugged. For the final time (at least what I thought was final) I told her we didn't want a credit card, no thank you.

Once we had picked out a couple of things we walked over the counter. Three sales associates were behind the counter, including the debt diva. She jumps over to the cash register to check us out and proceeds to tell me one more time about the money we could save by opening a credit card. I said no, and I wasn't so cheerful as before. Now I was really annoyed. Her name tag said, "Carol" and below that it said "pacesetter."

Am I wrong to think that this woman is evil? I think that America has a serious problem with debt. I am glad that my husband and I have sat down and discussed our financial responsibilities, and they they don't include credit cards for shopping trips to Pennies. Who is this woman to question me, Scott, and our decision. What if he wouldn't have been there? Does she try to persuade every customer to take out a card? Ugh. She really bugs me. ANd what is this "pacesetter" garbage? Do they have quotas to make sure employees sell the credit card? Ugh. Does anybody else think that is as wrong as I do?